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Protect Your Family's Future

Your Family's Security,
Always Protected

Life insurance plays a vital role in ensuring that your loved ones remain financially secure in your absence. At Veedhi, we help you find the right plan from trusted providers aligned to your family's needs and goals.

Term Life Cover Whole Life Plans Endowment Plans Tax Benefits u/s 80C
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Active
Life Cover Amount
₹1 Crore
Pure term · Nominee payout · Tax-free
Available Plan Types
Term Life Plan
Pure protection · Low premium
from ₹600/mo
Whole Life Plan
Lifelong cover + savings
from ₹1,200/mo
Endowment Plan
Protection + maturity benefit
from ₹1,800/mo
Term Plan Premium from
₹600 / month
Get Quote
₹1Cr+
Max Life Cover
99%
Claim Settlement
25+
Trusted Providers
80C
Tax Benefits
What is Life Insurance

A Promise That
Protects Your Family

Life insurance is a contract between you and an insurer — providing your family with a financial safety net, no matter what life brings.

Family protected by life insurance
IRDAI Regulated
₹1 Cr
Life Cover

Life insurance is a contract between the policyholder and an insurance company where the insurer provides financial compensation to the nominee in case of the policyholder's death during the policy period.

Some life insurance plans also include savings or investment components, allowing policyholders to build long-term financial value while maintaining protection for their loved ones.

At Veedhi, we help you explore life insurance plans from trusted providers — aligned with your financial responsibilities, dependents' needs, and long-term goals.

Protects dependents financially in your absence
Covers home loans and outstanding liabilities
Secures children's education and future goals
Tax-free payout under Section 10(10D)
Plan Types

Choose the Right
Life Insurance Plan

Different life stages require different kinds of protection. Explore the three main types of life insurance plans available through Veedhi.

Term Life Plan
The most affordable form of life insurance — pure protection with a high cover amount at a low premium. Pays a lump sum to your nominee if you pass away during the term.
Lowest premium, highest cover
Cover up to ₹1 Crore+
Term from 10 to 40 years
Rider add-ons available
Best for: Pure Protection
Whole Life Plan
Lifelong coverage that combines protection with savings. Your family is covered for your entire life, and you build cash value over time that can be borrowed against.
Lifelong cover (up to age 99/100)
Cash value accumulation
Loan facility against policy
Surrender & maturity benefits
Best for: Lifelong Security
Endowment Plan
A dual-purpose plan that offers both life cover and a guaranteed maturity benefit. You receive a lump sum at the end of the policy term — perfect for goal-based savings.
Life cover + maturity payout
Guaranteed savings component
Ideal for education/retirement
Bonus additions possible
Best for: Savings + Protection
Key Benefits

Why Life Insurance
Is Essential

Life insurance provides several key benefits that support your family's long-term financial stability and peace of mind.

01
Financial Protection for Dependents
Life insurance ensures your family members — spouse, children, and parents — are financially supported even in your absence, helping them maintain their standard of living and meet daily expenses.
02
Income Replacement
The insurance payout can replace lost income and help your family maintain their standard of living — covering groceries, rent, EMIs, and everyday expenses without financial stress.
03
Support for Children's Future
Life insurance can help cover education expenses, college fees, and important future milestones for your children — ensuring their dreams are never compromised due to financial uncertainty.
04
Loan & Liability Protection
The payout can help settle outstanding loans such as home loans, personal debts, or car loans — protecting your family from inheriting financial liabilities or losing assets.
05
Long-Term Financial Planning
Some life insurance plans also contribute to savings and wealth accumulation over time — helping you build a financial corpus for retirement, education, or other long-term goals.
06
Significant Tax Benefits
Premiums paid are deductible under Section 80C (up to ₹1.5L per year), and the death or maturity benefit received by the nominee is completely tax-free under Section 10(10D).
Who Should Consider

Life Insurance Is
For Every Family

Life insurance is especially important for those with financial responsibilities — whether you're raising children, managing a home loan, or building a future for your loved ones.

Individuals with Financial DependentsAnyone whose family relies on their income for daily needs, EMIs, or education.
Parents Planning for ChildrenSecure your child's education and milestones even if you're no longer around.
Home Loan BorrowersProtect your family from inheriting outstanding loans or losing their home.
Working ProfessionalsThose responsible for their family's income and long-term financial stability.
Long-Term Financial PlannersThose seeking a structured savings and protection strategy for future goals.
Young family planning future
Father with children
99%
Claim Settlement Ratio

Start Early,
Save More, Protect More

A 25-year-old can get ₹1 Crore life cover for as little as ₹600/month. The earlier you start, the lower your premium — and the better protected your family. Don't wait for tomorrow what you can secure today.

₹600
/ month for
₹1 Crore cover
Get Started Today
Our Process

How Veedhi Helps You
Get the Right Cover

We guide you from understanding your life insurance needs to selecting the most suitable plan — with full support at every step.

1
Understand Your Needs
We assess your income, dependents, liabilities, and financial goals to determine the right coverage amount.
2
Compare Plans
We compare term, whole life, and endowment plans from 25+ providers — matching the best fit to your needs and budget.
3
Easy Onboarding
Guided documentation, medical assessment support, and policy issuance — fully supported by the Veedhi team.
4
Claims & Renewals
We help your family through claims, nominations, and renewals — providing continuous support when it matters most.
FAQ

Frequently Asked
Questions

Need Guidance?
Our life insurance advisors help you understand which plan fits your family's financial needs and goals.
Talk to an Advisor Get Free Quote
life@veedhi.in
Mon–Sat, 9AM–6PM
A common rule of thumb is to have life insurance coverage equal to 10–15 times your annual income. For example, if you earn ₹6 lakhs per year, you should consider cover between ₹60 lakhs to ₹1 crore. You should also factor in outstanding liabilities (home loan, personal loans), your family's living expenses, children's education costs, and any long-term goals. Veedhi's advisors can help you calculate the exact coverage you need.
Term insurance provides pure life cover for a specific period (e.g., 20 or 30 years) at a low premium — if you pass away during the term, your nominee receives the full payout. Whole life insurance covers you for your entire life and also builds a cash value component over time. Term plans are ideal for maximum protection at minimum cost, while whole life plans suit those who want lifelong coverage with a savings element.
For term plans, if you stop paying premiums, the policy typically lapses after a grace period (usually 30 days). Most policies allow reinstatement within 2–5 years of lapsing by paying due premiums and interest. For whole life and endowment plans, policies may convert to a paid-up policy (with reduced cover and no further premiums) or you may receive the surrender value. Veedhi advises clients on the best course of action to avoid lapses.
No. The death benefit received by your nominee under life insurance is completely tax-free under Section 10(10D) of the Income Tax Act, subject to certain conditions. Additionally, the premiums you pay are eligible for tax deduction under Section 80C (up to ₹1.5 lakh per year). This makes life insurance one of the most tax-efficient financial instruments available in India.
Yes, it is possible to get life insurance with pre-existing health conditions, though the premium may be higher or certain riders may be excluded. The insurer typically assesses your health through a medical examination. It is important to disclose all pre-existing conditions accurately — non-disclosure can lead to claim rejection later. Veedhi helps clients find insurers with the most favorable terms for their specific health profile.
A nominee is the person designated to receive the insurance payout (death benefit) in the event of the policyholder's death. You can assign a nominee — typically a family member like a spouse, child, or parent — at the time of policy purchase or at any time during the policy period by submitting a nomination form. It is recommended to choose a nominee who would be most dependent on your income, and to keep this information updated if circumstances change.
Riders are optional add-ons that enhance your base policy coverage. Common riders include: Accidental Death Benefit Rider (additional payout in case of accidental death), Critical Illness Rider (lump sum on diagnosis of serious illness), Waiver of Premium Rider (future premiums waived on disability or critical illness), and Term Rider (additional term cover at low cost). Adding riders provides more comprehensive protection — Veedhi helps you choose the right combination for your needs.
1L+
Families Protected
25+
Trusted Providers
99%
Claim Settlement
15+
Years of Experience

Secure Your Family's
Financial Future Today

Don't leave your family's future to chance. Life insurance is the most important financial decision you can make for the people you love. Start your journey with Veedhi today.

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