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Protect Your Health & Finances

Secure Your Family's
Health & Future

Healthcare costs are rising rapidly, and even a short hospital stay can lead to significant expenses. At Veedhi, we help you find the right health insurance plan — covering hospitalisation, surgeries, medicines, and more.

Cashless Hospitalization Family Floater Plans Pre & Post Hospitalisation No Claim Bonus
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Active
Sum Insured Coverage
₹10 Lakh
Family of 4 · Cashless at 7,000+ hospitals
Cashless Hospitalization
Doctor Consultations
Ambulance Cover
Diagnostic Tests
Maternity Benefits
Pre-existing Diseases
Annual Premium from
₹8,500 / yr
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7000+
Network Hospitals
₹10L+
Max Sum Insured
24hr
Claims Support
30+
Insurance Partners
What is Health Insurance

A Safety Net for
Every Medical Emergency

Health insurance is a financial protection plan that covers medical expenses due to illness, accidents, or hospitalisation — helping you access quality care without worrying about costs.

Doctor consulting patient
IRDAI Regulated
₹10 L
Max Coverage

Health insurance is a financial protection plan that covers medical expenses incurred due to illness, accidents, or hospitalisation. In exchange for a regular premium, the insurance provider agrees to cover specified medical costs up to the insured amount.

Most modern health insurance policies also provide additional benefits such as preventive health checkups, cashless hospital treatment, and coverage for pre and post hospitalisation expenses.

With the right coverage, you can protect your savings and focus on recovery — not on medical bills.

Covers hospitalisation & ICU charges
Medicine & treatment costs included
Pre & post-hospitalisation coverage
Preventive health checkups
Coverage Details

What Does Health
Insurance Cover?

Health insurance policies typically provide coverage for a wide range of medical services — from emergencies to routine care.

Hospital Room & ICU
Room charges, nursing, ICU stays and related hospitalisation expenses.
Surgery & Treatment
Major and minor surgeries, operation theatre charges, and treatment costs.
Doctor Consultation
Specialist visits, doctor fees, and in-patient consultation charges.
Diagnostic Tests
Lab tests, X-rays, MRI, CT scans, and other medical investigations.
Pre-Hospitalisation
Medical expenses incurred 30–60 days before hospital admission.
Post-Hospitalisation
Recovery costs and follow-up treatment after discharge, up to 90 days.
Ambulance Charges
Emergency ambulance services and road transportation costs.
Maternity & Wellness
Maternity benefits, day-care procedures, and wellness programs (plan-specific).
Hospital care medical staff
Also Covered
Day-care procedures
AYUSH treatments
Mental health cover
Home hospitalisation
98%
Claim
Settlement
Why It Matters

Benefits of
Health Insurance

Health insurance offers several important advantages that protect both your health and financial stability at every stage of life.

01
Financial Protection
Medical emergencies can be devastatingly expensive. Health insurance significantly reduces the financial burden by covering hospital stays, surgeries, and treatment costs — protecting your savings.
02
Access to Quality Healthcare
Insurance allows you to access better hospitals, specialist doctors, and advanced treatment options without worrying about the immediate cost of care.
03
Cashless Hospitalization
Many insurance providers offer cashless treatment at 7,000+ network hospitals across India — receive immediate care without arranging upfront payments during emergencies.
04
Coverage for Rising Medical Costs
Healthcare costs in India have been rising at 10–15% annually. Health insurance ensures you are always protected against medical inflation without impacting your financial goals.
05
Peace of Mind
Knowing that you and your family are protected during medical emergencies provides genuine emotional and financial security — so you can focus on recovery, not costs.
06
Tax Benefits
Premiums paid for health insurance are eligible for tax deduction under Section 80D of the Income Tax Act — up to ₹25,000 for self/family and ₹50,000 for senior citizens.
Who Should Get Insured

Health Insurance Is
Essential for Everyone

Early
Start saves more
Happy Indian family Senior couple healthcare

Starting health insurance early helps reduce premiums and provides long-term protection. Health insurance is essential for almost everyone.

IndividualsFinancial protection against unexpected medical expenses at any life stage.
FamiliesComprehensive healthcare coverage for spouse, children, and dependents under one plan.
Working ProfessionalsThose without sufficient employer-provided insurance or self-employed individuals.
Senior CitizensTailored plans for elderly members requiring regular healthcare and specialist support.
Parents & ChildrenSecure your children's healthcare from birth with comprehensive family floater plans.
Cashless Hospitalization

Treatment First,
Paperwork Later

Cashless hospitalization means you never have to arrange funds during a medical emergency. Your insurer settles the bill directly with the hospital — you focus on recovery.

7,000+ Network HospitalsAccess cashless treatment at leading hospitals across India, including tier-2 and tier-3 cities.
Instant Approval ProcessPre-authorisation is typically approved within 2–4 hours for planned procedures, instantly for emergencies.
Direct Hospital SettlementThe insurer directly settles the bill with the hospital — no reimbursement claims required.
24/7 Claims AssistanceRound-the-clock support for claim approvals, hospital coordination, and query resolution.
Modern hospital cashless treatment
Cashless Benefits
Zero out-of-pocket at hospitals
No claim reimbursement needed
Direct insurer settlement
Our Process

How Veedhi Helps You
Get the Right Coverage

We simplify health insurance selection — understanding your family's needs and guiding you to the most suitable plans from trusted providers.

1
Understand Your Needs
We assess your family size, healthcare history, budget, and coverage requirements in detail.
2
Compare & Recommend
We compare plans from 30+ leading insurers and recommend the best fit for your needs and budget.
3
Easy Onboarding
Guided documentation, KYC, and policy issuance — smooth, quick, and fully supported by Veedhi.
4
Claims & Renewal Support
We assist with cashless claim approvals, reimbursements, renewals, and ongoing policy queries.
FAQ

Frequently Asked
Questions

Have more questions?
Our health insurance advisors are ready to help you choose the right plan for your family's needs and budget.
Talk to an Advisor
health@veedhi.in
Mon–Sat, 9AM–6PM
The best time to buy health insurance is when you are young and healthy — typically in your 20s or early 30s. Premiums are significantly lower at a younger age, and you avoid the complications of pre-existing disease clauses. Starting early also means you complete the waiting period for pre-existing conditions sooner, giving you full coverage when you need it most.
An individual health insurance plan covers one person for the specified sum insured. A family floater plan covers all family members (typically spouse, children, and parents) under a single policy with a shared sum insured. Family floater plans are generally more cost-effective than buying separate individual policies for each family member.
A waiting period is the time after policy purchase during which certain claims cannot be made. Most policies have: an initial waiting period of 30 days (no claims except accidents), a 2–4 year waiting period for pre-existing conditions, and specific waiting periods for ailments like cataract, hernia, joint replacement, etc. Understanding waiting periods is important before choosing a plan.
For cashless hospitalization, you must be admitted to a hospital that is in your insurer's network. Show your insurance card at the hospital's insurance desk, and the hospital will raise a pre-authorisation request to your insurer. Once approved (typically within 2–4 hours for planned procedures, instantly for emergencies), the insurer directly settles all covered bills with the hospital — you pay only non-covered or co-pay amounts if any.
Yes, many insurers offer dedicated senior citizen health insurance plans for individuals aged 60 and above. These plans typically cover pre-existing conditions (after a waiting period), critical illnesses, domiciliary treatment, and regular health checkups. Premiums are higher for senior citizens due to age-related health risks, but the coverage is comprehensive and essential. Veedhi helps you compare the best senior citizen plans available.
Yes. Under Section 80D of the Income Tax Act, you can claim a deduction of up to ₹25,000 per year on health insurance premiums paid for yourself, spouse, and dependent children. For premiums paid for parents below 60 years, an additional ₹25,000 can be claimed. If your parents are senior citizens (60+), the deduction limit increases to ₹50,000 — making the total potential deduction up to ₹75,000 per year.
A No Claim Bonus (NCB) is a reward for not making any claims during a policy year. It typically comes as an increase in your sum insured (often 5–50% per claim-free year) at no additional premium cost. Some insurers offer NCB as a discount on renewal premiums. NCB encourages policyholders to stay healthy and avoid unnecessary hospitalisation, while rewarding them with higher coverage over time.
50K+
Families Protected
30+
Insurance Partners
98%
Claim Settlement
24hr
Claims Support

Protect Your Family's
Health & Financial Security

Don't wait for a medical emergency to think about health insurance. Explore plans today and secure your family's future with comprehensive health coverage from India's leading insurers.

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